Covers third-party injuries and property damage. For example, you spill coffee on a keyboard at your client's office, or someone trips over your laptop charger.
Covers mistakes that lead to financial losses or lawsuits. For example, your client sues you because a bug in your code crashed their site, causing thousands in lost revenue.
The IT Consultants' Bundle includes 1M/2M General Liability and 1M Professional Liability. Most IT consultants have this combination of coverages.